OCEAN PARK's Investment Programs

Ocean Park strives for solid, consistent returns and low downside risk in every client portfolio.  We select skillfully-managed mutual funds within productive asset classes.  And we only use no-load funds or those that will waive their "loads" for our clients.  From time to time,  fund in your managed account will be upgraded by the Managing Directors to a new Designated Fund in the same Asset Class, or your overall Asset Allocation may be revised to reflect changes in the global economic environment.

While you take the center stage, Ocean Park quietly provides expert mutual fund selection and reduces downside risk.  We start by selecting skillfully-managed mutual funds within productive asset classes.  From time to time,  funds in your clients' managed account will be upgraded by Ocean Park's Managing Directors to a new Designated Fund in the same Asset Class.  In addition, your clients' overall Asset Allocation may be revised on occasion to reflect changes in the global economic environment.

In addition, Ocean Park monitors each fund in your portfolio on a daily basis and implements 

its proprietary MonitoringSM discipline.

Balanced Program

Diversified among U.S. and international stock, bond, commodity and other funds

Ocean Park's Balanced Program offers conservative investors the benefits of professional global diversification.  Our goal is to exceed 10% per year, on average, after fees while keeping your risk low.  This Program is a good fit for most of our clients.  Click here for more information.

High Yield Corporate Bond Program

Designed to provide low volatility

Ocean Park's low-volatility High Yield Corporate Bond Program targets annual returns of 9% or better, on average, while limiting downside risk to less than 3% (although there can be no guarantee that these objectives will be met under all market conditions).  Click here for more information.

Conservative Program

Emphasizes bond funds and other low-volatility funds

Ocean Park's Conservative Program is designed for investors who prefer a lower-than-average-risk investment strategy.  Our goal is to exceed 8% per year, on average, after fees, with overall portfolio volatility and downside risk much lower than U.S. stock market volatility.  The Conservative Program emphasizes bond funds and has considerable overlap with the same funds used in our other programs. Click here for more information.

tax-deferred investment Program

Provides important tax benefits

Ocean Park's Tax-Deferred Investment Program provides long-term investors with powerful tax benefits:  tax-deferral on all profits until withdrawal and no limit on contributions.  We've chosen American Skandia's no-load Variable Annuity as a highly flexible tax-deferred investment vehicle for your clients.  Our goal is to replicate the risk and return characteristics of our Balanced Program as best we can, within the American Skandia Variable Annuity. Click here for more information.

OCEAN PARK MONITORS AND SWITCHES SPECIFIC MUTUAL FUNDS

Ocean Park monitors several "load" funds daily, and switches between the fund and money market to limit your clients' downside risk.  For example, we have been monitoring accounts in Scudder High Yield daily since 3/86.  If you prefer load funds, this approach may be best for you.  Click here for details.